4 Commonly Asked Car Accident Questions

Dealing with health insurers and Medicare reimbursement rights is a significant part of what we do as personal injury attorneys to put as much money in your pocket at the end of the case as we possibly can. When people are injured in Georgia, especially if they have serious injuries, one issue that often comes up is who’s paying for what. When you’re injured by somebody’s negligence in a car crash in Georgia, you look to the liability insurer of the at-fault driver or the owner of the vehicle first. That liability insurance, however, is not going to pay your medical bills as you receive treatment.

While your medical expenses are part of the value of your liability claim, you have to look for other sources of insurance to pay your bills as you go, including your own health insurance. You can also pay for some of your medical bills with what is known as medical payments coverage, which you might have under your own insurance policy. Oftentimes, people will have medical payments coverage and not even know they have it. Part of our job is to make sure you have medical payments insurance, especially if you don’t have health insurance to cover your medical expenses. Insurance companies will seek reimbursement and entities such as Medicare are slow and take time; part of our job is to get going with them right away so that you are able to recover everything you’re entitled to in your case, as soon as possible.

Often, when people are injured in serious car accidents and have major injuries, it’s an extremely stressful situation. They may be in a lot of pain, dealing with medical care, handling an employment situation, or coping with any one of myriad issues that make the process stressful. One question that comes up during this stressful time is “What attorney should I choose?” The attorney you choose can depend on the extent of your injuries and the situation. If you’ve got major injuries from a case, the best rule is to stay away from the firms that do high-volume major advertising because those firms are designed more for minor injury cases. Those are firms that are designed to settle, and have high budgets and high marketing liabilities that they have to cover.

In the case of a car accident with major injuries, you want to get an attorney who is familiar with litigation. If you cannot settle the case without filing a lawsuit, you need an attorney who can handle the process after a lawsuit is filed. You need an attorney who can do that efficiently, and knows how to try a case. Don’t assume that every attorney out there is going to be a good trial lawyer at court or can handle multiple litigation issues.

At our firm, we work as a team and have the ability to handle complex issues, try cases, and get you a good result. We want to handle major injury cases where we can really make a difference, and we won’t quickly settle and move on. We are your partner in this.

Finding insurance is mission critical when you have serious injuries. Sometimes in accidents, an accident victim discovers that the at-fault driver that injured them does not have any insurance. In these cases, you need to see if you have uninsured motorist insurance, and you need to make sure you’ve put your own insurance carrier on notice of a bodily injury claim early in the case. You also need to ensure that there’s not another liability policy out there that will cover the at-fault driver. In some scenarios, the at-fault driver may have a commercial general liability policy through their employer, if they are driving a company vehicle when they injure you. The at-fault driver may also be covered by a family member’s liability insurance.

Your attorney can help you determine if you have found all of the insurance coverage that’s out there. Filing your lawsuit can give you access to the subpoenas and civil discovery you need to start uncovering this information.